Last updated: November 11, 2026
Maternity leave in the Philippines is 105 days with pay for a live birth under RA 11210, with 120 days for solo parents and 60 days for a miscarriage. This guide shows how the SSS maternity benefit is computed, the maximum amounts at the 2026 salary credit ceiling, who pays the salary differential, and gives you a free calculator.
- Live birth: 105 days of paid leave, normal or caesarean. Solo parents with a valid ID get 120 days, and a miscarriage or emergency termination gets 60 days.
- The SSS benefit is the average daily salary credit multiplied by the leave days. The daily allowance is the average of the six highest monthly salary credits divided by 30.
- At the ₱35,000 salary credit ceiling the maximum benefit is ₱122,500 for 105 days, ₱140,000 for 120 days and ₱70,000 for 60 days.
- Eligibility needs at least 3 monthly SSS contributions in the 12 months before the semester of childbirth or miscarriage.
- Employers advance the benefit and claim reimbursement from SSS, and are generally responsible for any salary differential above it.
SSS Maternity Benefit Calculator (2026)
Enter the monthly salary and choose the type of leave. The tool estimates the SSS benefit and the rough salary differential if the employer keeps full pay.
How Many Days of Maternity Leave?
| Situation | Paid leave |
|---|---|
| Live birth, normal or caesarean | 105 days |
| Live birth, solo parent with a valid Solo Parent ID | 120 days |
| Miscarriage or emergency termination of pregnancy | 60 days |
RA 11210, the Expanded Maternity Leave Law, also lets the mother extend the leave by 30 days without pay, and allocate up to 7 of her paid days to the child's father whether or not they are married. See paternity leave and solo parent leave.
How the SSS Maternity Benefit Is Computed
- Find the six highest monthly salary credits (MSC) in the 12 months before the semester of childbirth or miscarriage. The MSC ranges from ₱5,000 to ₱35,000.
- Compute the average daily salary credit: the sum of those six MSCs divided by 180, which equals the average MSC divided by 30.
- Multiply by the covered days: 105, 120 or 60.
To qualify, the member needs at least 3 monthly contributions in the 12 months before the semester of childbirth or miscarriage, and must notify SSS. Maximum benefits at the ₱35,000 ceiling are below.
| Type of leave | Days | Maximum SSS benefit |
|---|---|---|
| Live birth | 105 | ₱122,500 |
| Live birth, solo parent | 120 | ₱140,000 |
| Miscarriage or emergency termination | 60 | ₱70,000 |
Worked Examples
| Case | MSC | SSS benefit | Full pay | Differential |
|---|---|---|---|---|
| ₱30,000 a month, live birth (105 days) | ₱30,000 | ₱105,000 | ₱105,000 | ₱0 |
| ₱50,000 a month, live birth (105 days) | ₱35,000 | ₱122,500 | ₱175,000 | ₱52,500 |
At salaries up to the ₱35,000 ceiling the SSS benefit roughly equals full pay, so the employer's differential is small. Above the ceiling the gap grows, as the ₱50,000 example shows. See the SSS contribution table for the salary credit brackets.
Who Pays: SSS or the Employer?
For employed members, the employer advances the maternity benefit to the employee and claims reimbursement from SSS. Employers are generally responsible for the salary differential, the difference between the employee's full pay and the SSS benefit, so the employee receives full pay during the leave. Confirm the details of reimbursement and the differential with SSS and DOLE for your case.
What Employers Should Do
- Collect the employee's maternity notification and supporting documents early, and file with SSS on time.
- Advance the benefit and track the SSS reimbursement.
- Budget the salary differential, especially for employees above the ₱35,000 salary credit.
- Do not count maternity leave against vacation or sick leave, and plan 13th month and leave credits. See 13th-month pay and final pay.
Leave and SSS claims handled correctly
Asiacruit manages maternity leave, SSS claims, payroll and benefits for every Philippines hire, with or without a local entity.
Explore Employer of Record PhilippinesOfficial sources: SSS and DOLE (RA 11210). Always confirm current rules with the agency before acting.
Frequently Asked Questions
105 days of paid leave for a live birth, whether normal or caesarean. Solo parents with a valid Solo Parent ID get 120 days, and a miscarriage or emergency termination of pregnancy gets 60 days (RA 11210).
The average daily salary credit is the sum of the six highest monthly salary credits in the 12 months before the semester of childbirth, divided by 180. That amount is multiplied by the covered days: 105, 120 or 60.
At the ₱35,000 maximum monthly salary credit, the benefit is up to ₱122,500 for 105 days, ₱140,000 for 120 days (solo parent) and ₱70,000 for 60 days (miscarriage).
A member with at least 3 monthly contributions in the 12 months before the semester of childbirth or miscarriage, who has notified SSS of the pregnancy.
For employed members, the employer advances the SSS benefit and claims reimbursement from SSS. Employers are generally responsible for the salary differential, the gap between the employee's full pay and the SSS benefit.
Yes. Under RA 11210 the mother can allocate up to 7 of her paid days to the child's father, whether or not they are married.
Related Reading
- SSS Pension Calculator 2026: Estimate Your Monthly Retirement Pension
- Paternity Leave Philippines 2026: 7 Days Paid (RA 8187)
- Solo Parent Leave Philippines 2026: 7 Days Paid (RA 11861)
- Service Incentive Leave Philippines 2026: 5 Days + Cash Conversion
- SSS Contribution Table 2026
- 13th-Month Pay 2026: How to Calculate It Correctly
- Employer of Record Philippines
